euan2020

is that not to do with earnings ? My basic is more in 1 year now than i did in my 1st 10 years of earnings from 17-27 (including taking time value of money into account ) + back then likely 3% contribution then (Nominal) , versus 14-25% contribution just now depending my mood pleae remember that financial consultnats are primarily salesmen - if you complete a lot of research yourself 1st, you will understand the language they use a lot better, rather than having to accept as fact (everyoe is down around 20% just now from around 18 months ago, so sit tight and willl go back up, i think mine has reocvered about 5% this year )

you can also take the bus or take a Cruise Ferry - done both down and up (forget that - forgot the cruise ferry was Helsingor)

imagine you should get for around US $1000 - i can get Houston-Cape Town for $1000 at Xmas going via AMS/CDG although paid $1450 3 weeks ago but that was booking Friday flying Sunday due to urgency depends when you are going - i would ecpect less, but i am scratch out US-ABZ for around $1000 get on Skyscanner and play aroudn and travel on Tuesdays/Thurs;day

why not ? - it's not uncommon - farming people do not exactly move around - we have 2 farmhouses - been in family since 1946 and 1970 - phone bill was still in grandfathers name and he died in 1972 .... & folk didnt really move about afor that - 2nd point - not sure which element you are discussing - being scottish or family being from tight knit communities

nae chance - back to my great grand parents - i can trace back to a 30 mile circumference - ferming

strange - i was opposite - fart alot but after colonoscopy no farting - and afterwards not the trepid smell i normally am - wife is not impressed when i tell her farting is my hobby i go regualr to bathroom. so laxative worked within hour - and even though i took it - no need for second laxative

Clenpiq was only 2 bottles of 250 ml - drink plenty of water - procedure is pretty much nothing - it's that pre op stuff that is bad -

I had a Colonoscopy in USA 6 weeks back - typical thing in the USA when you hit 50, and medical aid covers the cost which is around $3K - clena bill of health - although i had Colon Resection 3 years ago, and they removed 6-10 inches of colon (they operated on me with the Da Vinci Robot) - the clenip laxative is disgusting pre procedure

didnt realise how far back they kept records - can see my ticket purchaes right back to 1996 when i 1st started going to away matches

Gary O'Connor was a disappointment from Scotland view from what i expected

Leigh Griffiths ?

move back to Scotland - 2011 i moved to South Africa - 2019 i moved to USA think i can manage a Scotland/South Africa deal with work -

Conservative Whip removed

never got round to it - had to pay that 2019 off my own insurance - apparently it;s now acceptable to turn right on the outside of a roundabout according to girls insurance ................... wife got bumped in April 22 as well - other girl denied it but cops in US attend any bump above $1000 and give report and blamed her Anyway - Looking at Garmin Mini 2 - no GPS, so no speed tracking https://www.bestbuy.com/site/garmin-dash-cam-mini-2-black/6464382.p?skuId=6464382#tabbed-customerreviews

snap - no tinterested - likley i will watch some games cos in Cape Town the whole tournament, but will just be because on in local bar

be all that praying ? :-)

netherlands ? unless you are discussing acreage - they get about 3 times the tonnage per acres

in my opinion cryto currencies are pure speculation and not an investment certainly you could make money off them, but it's pure speculative - at least with shares etc typically they are based on future cash flows etc depends how much spare cash you have, to be willing to lose 100% of it, and how much that money is part of your wealth https://currency.com/netflix-documentary-probes-canada-s-largest-crypto-scandal my take on it, it is very much Jack and the magic beans if it starts to get regulated, then value will drop - again my take on it I'm a 10 on equity investment, but shy on cryptocurrency

Connor Barron at Aberdeen ?

Remember having Scanlon in Aberdeen strip in a Panini sticker back in the day Ian Cameron although did not get much games out of him for the 300K David Winnie as well - think that was another 300K

my match day top is yellow from 96 - still mint condition 🙂

far too young - remember speaking to him and dodds'y before game in Riga in 96, they were joking he had not made training - by some chance we had ended up staying in the team hotel

still thinking on this - possibly going in September out of Houston

nae scotland related so will delete

no name on anything ?