The Netherlands game was a neutral venue but yeah there’s no reason we can’t beat Croatia at home never mind draw with them.
It’s the final game so who knows what the situation will be by then. Croatia may already be through but they might not be too keen on winning the group due to their second round opponents or, less cynically, may just want to rest some players.
We might already be through of course and we can rest some players and accidentally let a late goal in to eliminate England. We can but dream. 😂