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Travel Insurance


ironbrew

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I`ve rarely bothered with travel insurance but reading of cases in news of folk stranded abroad (dead or alive) plus numerous cases of lost luggage  makes me think I  probably should have something. I know some people pay a set amount each year but no idea how much you`d have to travel to make that worthwhile.  Anyone here pay every year? Sometimes it`s mentioned that if you pay for trip by credit card you`ll be covered but no idea if this is really the case.

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Check your house insurance. Sometimes house insurance will include travel insurance to lure you in. If not, travel insurance isn't very expensive these days unless you have lots of pre-existing medical conditions and/or are quite old. Remember to tell them about any pre-existing condition otherwise it might invalidate your insurance.

Shop around to get a good deal.

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A quick trawl on Money Supermarket or similar will usually find you a decent deal, with or without pre-existing conditions, assuming you don't already have cover via other insurance or your bank account, etc.

As a cautionary tale, an old boss of mine used to go to Prague regularly to dog-sit/house-sit for a mutual friend of ours while he was away on holiday. She was tugged by the dog, fell & fractured a hip. She ended up with 2 weeks in hospital in Prague, emergency surgery & had to have a medical plane chartered to get her home. The total cost to her she reckoned would have been in excess of £200K had she not had insurance, all covered by her £10ish policy.

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