It is a good thread, but making me feel awful about some of my early career decisions. I'm 50 now and genuinely don't see how I'll be able to retire before 67 or whatever. Those (the majority here?) talking about retiring in 50s, it blows my mind. I've had good professional level posts since graduating late 20s but not made great pension provision. I had a council pension, for example, but in order to consolidate at one point, I moved it to an inferior product. I then worked for myself a wee while and had no provision. Latterly, due to ill health, I've moved to a home-based, poorly paid job. I pay into a pension but I think my combined private pensions over the years will be minuscule, therefore will be working till state pension age. And then pick up that pittance.
Enjoy your respective retirements, folks, but think of us mere mortals.